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Collaborative Push for Refugee Enterprise Growth and Financial Access

On Tuesday, 21st April 2026, RefugeeLINK hosted a strategic engagement at its offices on Plot 669 Balintuma Road, Mengo, Kampala, bringing together representatives from ACCION International and Stanbic Business Incubator to discuss financial inclusion and enterprise development for refugee entrepreneurs. The meeting focused on strengthening pathways that support refugee-led businesses from enrolment into structured financial systems and long-term market participation. Key discussions highlighted the importance of clear onboarding processes, proper beneficiary profiling, and readiness assessments to ensure entrepreneurs are well positioned for financial opportunities. Digital tools were a major focus, particularly for onboarding, data collection, and financial tracking. Participants emphasized mobile-based systems that can support registration, build transaction histories, and improve access to credit. The progression from training to digital adoption and financial inclusion was seen as central to sustainable enterprise growth. Each partner’s role was clearly defined: RefugeeLINK leads community mobilization and enrolment, ACCION International provides technical guidance on financial inclusion frameworks, and Stanbic Business Incubator supports enterprise development and incubation. Financial partners were also acknowledged for enabling lending within structured risk models. The need for structured reporting and regular coordination was emphasized, including tracking enrolment, digital activation, and access to financial services, alongside addressing implementation challenges through periodic meetings. Alongside the discussions, a small refugee entrepreneur showcase featured businesses in jewelry, art, and African print fabrics. The showcase enabled real-time engagement, enrolment, verification, and data collection while demonstrating the creativity and resilience of participating entrepreneurs. The engagement concluded with agreement to strengthen collaboration, formalize reporting systems, and establish regular coordination meetings. Partners reaffirmed a shared commitment to a progressive model supporting entrepreneurs from capacity building and digital adoption through to financial access and market integration.

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Digital Inclusion Driving Refugee Women’s Business Growth

On March 30th, 2026, a powerful moment of transformation unfolded at the RefugeeLINK offices in Mengo, where a Digital Business Incubator Clinic brought together 66 determined refugee women entrepreneurs for a hands-on learning experience centered on digital inclusion, financial empowerment, and business growth. The atmosphere was vibrant and full of purpose, as participants immersed themselves in practical sessions designed to equip them with tools they can immediately apply to strengthen and formalize their businesses. The clinic was made possible through the collaboration of key partners who each played a vital role in delivering impactful knowledge and support. Stanbic Business Incubator led engaging sessions on digital payments, financial access, and the use of the FlexiPay platform, while also guiding participants on how to harness social media as a driver for business visibility and growth. At the same time, Uganda Registration Services Bureau helped demystify the process of business registration, empowering the entrepreneurs with the confidence and clarity needed to formalize their enterprises. Adding to this ecosystem of support, Outbox contributed to the digital entrepreneurship and innovation component through the 10x Program. Throughout the day, participants explored how to effectively engage customers through digital platforms, adopted practical digital payment solutions, and took part in interactive sessions that translated concepts into real-world application. The experience was not just educational—it was deeply empowering. The level of engagement and enthusiasm demonstrated by the women underscored the immense potential that exists when access to the right tools meets determination and resilience. These 66 women stand as a testament to what is possible when inclusive opportunities are created. By investing in digital skills and financial inclusion, initiatives like this are not only strengthening individual businesses but also contributing to broader community development and economic resilience. The success of the clinic reflects the collective effort of partners, facilitators, and participants who believe in the transformative power of digital inclusion. It is a reminder that with the right support systems in place, entrepreneurship can thrive in even the most challenging contexts, unlocking new pathways for sustainable livelihoods.

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Refugee & Startup Investment Challenge Networking Event in Kampala

RefugeeLINK representative Kevin Kusiima and Clinton Murungi, representing Storeguy, a partner of RefugeeLINK, attended the Digital Africa – Refugee & Startup Investment Challenge Networking Event held at the Protea Hotel Kampala Skyz on 10 March 2026. The event, hosted by Digital Africa in partnership with Proparco, UNHCR, and Hive Colab, brought together entrepreneurs, investors, and ecosystem partners to strengthen support for innovative and refugee-led startups across Africa. The gathering created an opportunity for key actors in the startup and innovation ecosystem to exchange ideas, build partnerships, and explore ways of expanding access to financing and support for emerging ventures. It also highlighted the growing recognition of refugee entrepreneurs as important contributors to local and regional economies. Key remarks were delivered by H.E. Virginie Leroy, Ambassador of France to Uganda, Jean Guyonnet-Dupérat, Regional Director for East Africa at Proparco, and representatives from UNHCR Uganda and Hive Colab. Their contributions emphasized the importance of collaboration between development institutions, investors, and innovation hubs in supporting startups that address real social and economic challenges. Discussions during the event also highlighted the growth of Digital Africa’s investment portfolio, which has supported around 70 startups across the continent. Through early-stage financing and ecosystem support, the initiative is helping entrepreneurs develop innovative solutions, scale their businesses, and access additional capital. A strong focus was placed on refugee entrepreneurship, recognizing refugees not only as beneficiaries of support programs but also as innovators and drivers of economic growth. The partnership between Digital Africa, UNHCR, and Proparco aims to provide mentorship, technical assistance, and access to sustainable financing for refugee-led ventures, helping create pathways for displaced entrepreneurs to build resilient businesses. RefugeeLINK looks forward to continued collaboration with partners across the innovation ecosystem to unlock opportunities for refugee entrepreneurs and support inclusive startup growth across Africa.

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From MOU to Measurable Impact: A New Chapter in Refugee Collaboration

On 24th February 2026, RefugeeLINK and African Youth Action Network (AYAN) formalized a strategic partnership through the signing of an MOU reinforcing their shared commitment to coordinated, evidence-driven refugee response. The agreement establishes a structured framework for collaboration centred on research, economic empowerment, joint programming, and accountability. A central outcome of the meeting was the recognition of a major data gap: Refugee-led enterprises and their economic contributions remain largely unquantified. The partnership will prioritize the development of a centralized information and research hub to document refugee business activity, tax compliance, licensing, and overall contribution to local and national economies. By consolidating verified data and producing evidence-based publications, RefugeeLINK aims to position itself as a credible source of research to inform policy, advocacy, and program design. The collaboration will also strengthen practical economic empowerment initiatives. Building on previous engagement with Stanbic Bank Uganda under the 10X Programme, the partners are proposing quarterly SME showcases and multi-day exhibitions to expand market access for refugee-led businesses. These platforms will create structured linkages between entrepreneurs, buyers, and strategic partners, fostering visibility, trade opportunities, and sustainable business growth. The discussion further emphasized the need to improve coordination within UN cluster platforms to reduce duplication and enhance shared documentation of impact. Stronger accountability mechanisms were highlighted, particularly ensuring that humanitarian financing results in visible infrastructure and service delivery . With clear action steps—including phased seed funding, monitoring benchmarks, and an annual events calendar—the partnership signals a shift toward measurable, sustainable outcomes that elevate refugee agency and economic contribution.  

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From Invisible to Formal: RefugeeLINK and Stanbic Onboard 70 MSMEs

Over 70 refugee entrepreneurs gathered in Kampala on February 17, 2026, for a transformative moment in Uganda’s economic inclusion landscape. RefugeeLINK, in partnership with Stanbic Business Incubator, hosted an outreach event for the 10X Foundational Program at our Balintuma Road offices, bringing together owners and staff of refugee-led micro, small, and medium enterprises for an immersive half-day session. This was not merely an introduction to training resources but the launch of structured digital and business skills development, complete with live platform onboarding. The event addressed four critical objectives: expanding access to practical digital entrepreneurship training, strengthening refugee-led enterprises through structured incubation, promoting financial readiness and long-term sustainability, and demonstrating a scalable private-sector partnership model for refugee economic inclusion. Leon Kalonda of RefugeeLINK moderated the proceedings, with Corinne Chance providing interpretation to ensure meaningful participation across linguistic and cultural backgrounds. DAPHINE KWARISIIMA from Stanbic delivered a compelling session on the imperative of dual-channel operations, emphasizing how digital visibility, expanded customer reach, and online payment systems have become non-negotiable elements of modern marketplace participation. The discussion moved beyond theory into immediate practical application, with participants recognizing the concrete steps required to remain competitive. A particularly resonant moment emerged during the recognition of formally registered refugee businesses. This acknowledgment carried profound significance, representing not just administrative compliance but a declaration of economic legitimacy, willingness to contribute to Uganda’s formal economy, and the dismantling of barriers that have historically excluded displaced populations from productive participation. The session culminated in live onboarding onto the 10X Foundational Course, providing these 70-plus enterprises with structured pathways toward growth, operational resilience, and market competitiveness. The energy in the room reflected something deeper than training enthusiasm, it signaled a collective recognition that refugee entrepreneurship in Uganda is transitioning from survivalist necessity to strategic business development. Partnerships between community-based organizations and established financial institutions can create genuine economic mobility when designed with dignity and scalability at their core.  

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The Economic Realities of Refugee Entrepreneurs

What does economic inclusion truly mean for urban refugees? On January 27th 2026, RefugeeLINK sought answers directly from the source. We hosted Focus Group Discussions with over 40 urban refugees at our Mengo office in Kampala, creating a space to listen to their daily realities as individuals and as entrepreneurs. The conversations revealed a clear portrait of resilience meeting systemic barriers. A central insight was that entrepreneurship is a necessity, not a choice. The micro-businesses they operate are vital lifelines, yet they struggle in informal economies, often excluded from formal financial systems and stable markets. Furthermore, while participants demonstrated impressive skills and determination, these assets are stifled by systems that do not respond. Critical gaps in tailored business support, documentation, and market access continue to limit their potential. Finally, we saw how current gaps in economic integration hold back shared prosperity. These refugees are eager to contribute to their host community’s economy, but they face policies and programs that rarely account for their unique circumstances. For RefugeeLINK, this dialogue is essential. It ensures our advocacy and livelihood programs are informed by evidence and lived experience, steering us toward solutions that promote genuine dignity and self-reliance. The conclusion is clear: empowering refugee entrepreneurs is not merely a humanitarian effort, but a critical development imperative. The challenge now is for all actors—humanitarian, development, and private sector—to collaborate on designing solutions that recognize and invest in the economic potential of urban refugees.

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Landmark Event for Refugee Economic Empowerment

On December 12, 2025, RefugeeLink was present at a historic gathering at Motiv Bugolobi: Uganda’s inaugural national trade exhibition dedicated to refugee entrepreneurs. Organized by the Ministry of Trade, Industry and Cooperatives, the Office of the Prime Minister, UNHCR, and key partners, the event powerfully reframed the narrative around refugees—recognizing them not as passive aid recipients, but as dynamic, vital contributors to the national economy. Our team witnessed firsthand the strong governmental commitment. The Prime Minister’s representative announced concrete policy advancements, including efforts to streamline access to Tax Identification Numbers (TINs) and work permits for refugees. Key initiatives like the World Bank-funded GROW Project and the multi-ministry Jobs and Livelihoods Integrated Response Plan were detailed, highlighting a growing support ecosystem focused on market-relevant skills training, financial access, and business development for refugees and host communities alike. Most importantly, attending allowed us to listen directly to refugee entrepreneurs. Leaders from the community articulated the ongoing challenges that stall potential: a pervasive information gap, significant language barriers, and the daunting complexity of business certification and documentation. For RefugeeLink, being at this event was both inspiring and clarifying. It reinforced our core role as a connector and enabler within this evolving landscape. We are committed to bridging the critical gap between these promising national programs and the refugee communities they aim to serve. By facilitating information flow, amplifying community-led solutions, and advocating for the implementation of supportive policies, we will work to ensure the powerful vision of economic inclusion launched at Motiv becomes a tangible reality for all.

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RefugeeLink Hosts Client Listening & Feedback Session

On 19th November 2025, RefugeeLink held a structured Client Listening and Feedback Session at its premises on Balintuma Road, bringing together urban refugees to help refine and shape the organisation’s evolving service offerings. The session, moderated by Leon Kalonda of RefugeeLink, opened with an overview of RefugeeLink’s mission and the services soon to be rolled out. He emphasized the importance of the survey responses collected from participants, noting that the insights will directly guide the development and prioritization of RefugeeLink’s support programs. Representing RefugeeLink, Kevin Kusiima shared a brief introduction of the RefugeeLink initiative. He highlighted practical examples of incubation and capacity-building, citing HortiFresh Association as a successful case of an entity that has been nurtured and supported to stability. Kevin also underscored the expertise behind the initiative, noting that RefugeeLink’s consultants have extensive experience implementing refugee-focused projects with UNHCR, GIZ, and JICA. A key highlight of the event was an inspiring exhibition of hand-crafted products by Sandra Kubuya, a refugee originally from DR Congo. Participants admired her collection of both hand-knitted and machine-knitted African and Western-inspired pieces, including sweaters, bags, beachwear, headbands, and scarves—an illustration of the talent and potential within refugee communities. To close the session, Flavia restated the range of services RefugeeLink plans to offer and led participants on a guided tour of the facility. She welcomed attendees to visit the premises anytime for inquiries, support, or further engagement with RefugeeLink’s programs. The event not only fostered dialogue but also reaffirmed RefugeeLink’s commitment to co-creating solutions with the communities it serves—ensuring that future services are responsive, inclusive, and anchored in real needs.  

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How Integration is Reshaping Refugee Support

  A quiet revolution is reshaping the landscape of refugee support across East Africa, and Uganda stands as a pioneering leader in this transformative movement. While nations across the region are increasingly moving beyond the traditional, isolated camp model, Uganda’s long-standing, progressive policies have created a powerful blueprint for how to build integrated communities where refugees and host populations can thrive together. For years, Uganda has championed a approach that allows refugees freedom of movement, the right to work, and access to land. This foundation has made Uganda a living example of how fostering self-reliance and shared prosperity leads to more resilient societies. The nation’s model demonstrates that true support means viewing refugees not as a burden, but as potential contributors to the local economy and social fabric. This Ugandan-inspired vision is now gaining powerful momentum across the region. Kenya, for instance, has launched its groundbreaking Shirika Plan, a transformative initiative to transition camps into integrated settlements, directly echoing the principles Uganda has long upheld. Similarly, Ethiopia has announced plans for integrated settlements, and Burundi has begun establishing settlements where refugees share schools, health centres, and markets with their neighbours. While this integrated model requires significant initial investment, the return is a stronger foundation for healthy socio-economic development. By following Uganda’s lead, these nations are unlocking livelihood opportunities, fostering social cohesion, and turning humanitarian challenges into opportunities for inclusive growth. The move away from isolated camps towards integrated communities represents the future of refugee support, a future that Uganda helped to define. It is a future built on dignity, opportunity, and the powerful idea that by investing in the well-being of all people, we build more prosperous societies for generations to come.  

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The Crisis in the East and Horn of Africa

The global landscape of the 21st century has been profoundly shaped by a surge in refugee numbers, a reality felt with particular intensity in the East and Horn of Africa. These regions, long familiar with political instability, now face the immense challenge of supporting millions of displaced people. The scale is staggering: as of October 2024, the region hosts 5.5 million refugees and asylum-seekers and an overwhelming 21.4 million internally displaced persons. This is not a temporary emergency; for many, displacement has become a multi-generational reality, with entire families knowing no other home than a refugee camp. This protracted crisis is further complicated by the growing threat of climate change, which fuels competition for scarce resources and drives further instability. At the same time, global attention and resources are stretched thin, making it increasingly difficult for host nations—often developing countries themselves—to secure the support they need. For the countries in the region, the challenge is a delicate balancing act. They must navigate the risks of importing violence and instability, address their own citizens’ economic and employment struggles, and uphold their international commitments to provide humane conditions for refugees. Government responses have varied widely. Some have moved toward integrating refugees into the local economy and society, while others maintain policies that restrict refugees to camps, limiting their chances for work or self-sufficiency. Yet, a crucial shift in perspective is taking hold. There is a growing recognition that refugees are not merely a burden but can be active contributors to local economies. By developing skills and engaging in work, they can build self-reliance, which is increasingly seen as integral to the long-term economic development of the entire region. This belief is being put into action through partnerships like the one between the African Development Bank, the UNHCR, and regional bodies, all focusing on activities that promote the economic empowerment of refugees, returnees, and the communities that host them. Central to this effort is a focus on women. Acknowledging that the majority of refugees are women and the children they support, we must pay particular attention to the barriers they face. While all refugees encounter obstacles like work permit requirements and high local unemployment, women face a unique set of challenges. These include the heavy burden of caregiving responsibilities, a lack of affordable childcare, and gender-based restrictions that limit their access to education and certain types of jobs. The threat of gender-based violence in communities where traditional social structures have been disrupted creates another layer of danger and difficulty. Addressing these specific challenges is not just a matter of fairness; it is a matter of unlocking immense potential. Women represent a significant portion of the potential labour force in refugee settings. When we create an investment climate that works for them—when we ensure their safety, provide childcare, and dismantle barriers to education and employment—we create opportunities that benefit everyone. By empowering refugee women economically, we take a vital step toward building more resilient, self-reliant, and prosperous communities for all.  

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